There are many good reasons to refinance your mortgage. Many people refinance to lower the rate that they are paying thus, reducing their monthly payment. Others choose to refinance to a shorter mortgage term, for example, from a 30 year term to a 15 year term. This can save a person a huge amount of interest payments over the term of the loan. Another reason people refinance is to take cash out from the equity that has built up in their home, cash proceeds that can be used for almost any reason such as home improvements, college tuition or to consolidate high interest rate debt. Whatever your situation is, a refinance can often be a wise financial move.
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